Affordable Therapy: Options in Your Budget

(Last Updated On: April 2, 2020)

Treating mental health issues is a little more different and difficult than treating the common cold, or fighting any other common illnesses. There isn’t just one medicine course you can follow to get better.

Affordable Online Therapy in Budget

Finding the right therapist for you or your loved ones is even more challenging. Mental health issues like anxiety or depression can sometimes take several sessions with a therapist until the patient starts feeling even remotely better.

Most health insurance plans don’t cover mental health insurance and even if your health insurance covers mental health it is seldom that you will be able to pay up front with your insurance.

Plans with high deductibles won’t reimburse any medical costs until the cost has actually occurred. So unless you can afford dishing out thousands of dollars from your pockets we have some cost effective therapy options that you might like to look into

1. Opt for free or low income services

Since you are reading this article, it is easy to assume you can’t afford giving out your hard earned money for mental health services. So your next best option is to opt for community mental health clinics or low-income clinics.

Most of these clinics support a staff of psychotherapists and psychologists as well as student psychologists, student mental health counselors and other social workers.

Often these students are supervised by licensed, experienced professionals so you need not to worry about the credibility of these services. Most of the time these establishments will offer you services free of cost or at a very minimal fee.

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2. Online Therapy

Online therapy is always an ideal option for anyone who wants to keep their therapy a secret or can’t find the time and money for exclusive in-office therapy. Search for and you will easily find something that will best suit your needs.

Depending on the services and plans you choose for your treatment; In office therapy can often be as expensive as $75-$150 per session, while online or e-therapy can get as low as $50 a week.

Finding the best online therapy services for yourself or even your loved ones isn’t as hard or unconventional as you might think. With lives becoming perpetually busy as well as limited resources more and more people are moving towards e-therapy options.

3. Mobile therapy apps

Similar to online therapy, you can also use therapy apps to connect with a therapist online and talk or text with them. This is especially ideal for busy business professionals, young moms or even students that are always on the go.

Before you sign up for these services, it is likely that you will be required to fill an online form with your details and information. In addition to online therapy, these applications also provide the option of teaching meditation, relaxation techniques, and other breathing exercises.

4. Sliding scale therapists

Some specialists or therapists tend to slide their scales to make their services more convenient and affordable for their clients.

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These kinds of services are especially ideal for people whose health insurance plans don’t cover mental health services and have to pay for sessions out of their own pocket. You can easily search for sliding scale therapists through mental health directories.

Other options for dealing with mental health issues when you are on a budget can be by joining local support groups for emotional and psychological support.

There are also 24/7 hotlines available that you can also call for support in the case of more intense crises like suicidal thoughts, sexual assault etc.

Team BR
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